Prescription Drug Plans (PDP)
A standalone Part D plan adds prescription coverage to Original Medicare or a Medicare Supplement. The right plan depends entirely on the medications you take — so we run your exact drug list to find your lowest total yearly cost.
The cheapest premium isn't the cheapest plan
Two people can take the same drugs and need completely different Part D plans. What matters is your plan's formulary, tiers and preferred pharmacies. A low premium can hide high drug costs — and vice versa. We compare the true annual cost of your specific medications.
- We enter every medication, dose and pharmacy
- Compare premiums + deductibles + copays = true yearly cost
- Check preferred pharmacies to lower your copays
- Review each year during Annual Enrollment (Oct 15 – Dec 7)
- Help avoid the late-enrollment penalty
Getting your Part D right
Formulary fit
We confirm every one of your prescriptions is on the plan's covered drug list.
Pharmacy savings
Using a plan's preferred pharmacy can dramatically lower your copays — we map that out.
Penalty protection
Miss your window and Part D adds a lifelong penalty. We keep you enrolled on time.
Find your lowest-cost drug plan
Bring your medication list — we'll do the math and show you the true yearly cost of each option.