Prescription Drug Plans (PDP)
A standalone Part D plan adds prescription coverage to Original Medicare or a Medicare Supplement. The right plan depends entirely on the medications you take โ so we run your exact drug list against the plans we offer to help find a lower total yearly cost.
The cheapest premium isn't the cheapest plan
Two people can take the same drugs and need completely different Part D plans. What matters is your plan's formulary, tiers and preferred pharmacies. A low premium can hide high drug costs โ and vice versa. We compare the true annual cost of your specific medications.
- We enter every medication, dose and pharmacy
- Compare premiums + deductibles + copays = true yearly cost
- Check preferred pharmacies to lower your copays
- Review each year during Annual Enrollment (Oct 15 โ Dec 7)
- Help avoid the late-enrollment penalty
Getting your Part D right
Formulary fit
We confirm every one of your prescriptions is on the plan's covered drug list.
Pharmacy savings
Using a plan's preferred pharmacy can dramatically lower your copays โ we map that out.
Penalty protection
Miss your window and Part D adds a lifelong penalty. We keep you enrolled on time.
Find a lower-cost drug plan
Bring your medication list โ we'll do the math and show you the true yearly cost of each option.